Protector Forsikring ASA, rated bbb+ (Good) Positive outlook by AM Best, has
today successfully issued a new NOK 650,000,000 Solvency II compliant Tier 2
bond with maturity date 7 March 2054 pricing at 3m NIBOR + 400bps. First call
date will be on 7 December 2028, 5.00 years after the settlement date.

Settlement date for the new issue will be 7 December 2023

The new tier 2 bond issue will be applied for listing at Oslo Børs.


Nordea and Pareto Securities acted as Joint Lead Managers for the transaction.


Oslo, 30 November 2023.

For further information, please contact:
CFO, Ditlev de Vibe Vanay, mob. +47 934 80 393


This information is subject to disclosure requirements pursuant to §5-12 of the
Norwegian Securities Trading Act.

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Christoffer Skyrud, primary insider and deputy board member elected by and
amongst employees in Protector Forsikring ASA, has today 27 November 2023 sold
10,000 shares in Protector Forsikring ASA at a price of NOK 192.5276 per share.
Following this transaction, Mr. Skyrud holds 14,503 shares in Protector
Forsikring ASA.

This information is subject to the disclosure requirements in MAR (regulation
(EU) No. 596/2014 on market abuse) as implemented in Norway in accordance with
section 3-1 of the Securities Trading Act.

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Protector Forsikring ASA, rated bbb+ (Good) Positive outlook by AM Best, has
mandated Nordea and Pareto Securities as Joint Lead Managers to arrange a series
of fixed income investor meetings commencing 27 November 2023. A new Solvency II
compliant Tier 2 bond issue up to NOK 800 million with 30.25 years tenor and
minimum 5 years to first call may follow, subject to inter alia market
conditions.

The purpose of the contemplated issue is for the bonds to qualify as Tier 2
capital (basic own funds) of the issuer under the applicable regulations.


Oslo, 27 November 2023.


For further information, please contact:
CFO, Ditlev de Vibe Vanay, mob. +47 934 80 393


This information is subject to disclosure requirements pursuant to §5-12 of the
Norwegian Securities Trading Act.

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AWC AS, a related party to vice chairman in Protector Forsikring ASA Arve Ree,
has today 9 November 2023 acquired 744,408 shares in Protector Forsikring ASA at
a price of NOK 180,00 per share. Following this transaction, AWC AS holds
14,988,856 shares in Protector Forsikring ASA.

This information is subject to the disclosure requirements in MAR (regulation
(EU) No. 596/2014 on market abuse) as implemented in Norway in accordance with
section 3-1 of the Securities Trading Act.

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AWC AS, a related party to vice chairman in Protector Forsikring ASA Arve Ree,
has today 8 November 2023 acquired 200,000 shares in Protector Forsikring ASA at
a price of NOK 180.00 per share. Following this transaction, AWC AS holds
14,244,448 shares in Protector Forsikring ASA.

This information is subject to the disclosure requirements in MAR (regulation
(EU) No. 596/2014 on market abuse) as implemented in Norway in accordance with
section 3-1 of the Securities Trading Act.

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Mathews Ambalathil, Board member elected by and amongst the employees in
Protector Forsikring ASA, has today 2 November 2023 sold 939 shares in Protector
Forsikring ASA at a price of NOK 182.00 per share. Following this transaction,
Mr. Ambalathil holds 500 shares in Protector Forsikring ASA.

This information is subject to the disclosure requirements in MAR (regulation
(EU) No. 596/2014 on market abuse) as implemented in Norway in accordance with
section 3-1 of the Securities Trading Act.

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Protector Forsikring has submitted an application to the Oslo Stock Exchange
asking for dispensation from the requirement to use Norwegian language when
publicly disclosing information subject to the duty of disclosure, pursuant to
Section 5-13 of the Securities Trading Act. The application has been approved.

Going forward, Protector Forsikring ASA ("PROT") will publish stock exchange
announcements, quarterly and half-yearly reports, as well as annual reports in
English only.


For further information, please contact: Amund Grønvold Skoglund, IR, +47 47 27
03 55


This information is subject to disclosure requirements pursuant to section 5-12
of the Norwegian Securities Trading Act.

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AWC AS, a related party to vice chairman in Protector Forsikring ASA Arve Ree,
has today 20 October 2023 acquired 1,000,000 shares in Protector Forsikring ASA
at a price of NOK 165.00 per share. Following this transaction, AWC AS holds
14,044,448 shares in Protector Forsikring ASA.

This information is subject to the disclosure requirements in MAR (regulation
(EU) No. 596/2014 on market abuse) as implemented in Norway in accordance with
section 3-1 of the Securities Trading Act.

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The summarised results for Q3 2023 (Q3 2022) are:

o Combined ratio 91.6% (86.6%)
o Gross written premium growth at 47% (8%), 35% (12%) in local currencies
o Total investment return including insurance finance NOK -44.1m (NOK 259.2m)
o Profit for the quarter NOK -11.2m (NOK 358.2m)
o Solvency ratio of 187% (222%)

In the first three quarters of the year, the company recorded a profit of NOK
833.5m, against NOK 765.8m for the first three quarters of 2022. Combined ratio
was 89.3 %, down from 89.0 % in the same period last year. The total return on
investments including insurance finance was NOK 439.9m, against 537.8m in Q1-Q3
2022.

The company's financial position is strong, and the dividend capacity is good.
Due to growth opportunities and higher expected probability of opportunities in
the financial markets, the Board has decided not to pay out dividends this
quarter.

Further details are provided in the attached report and presentation, which
includes definitions of financial key figures.



Oslo, 19 October 2023
Protector Forsikring ASA


This information is subject of the disclosure requirements acc. to §5-12 vphl
(Norwegian Securities Trading Act)

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Protector Forsikring ASA hereby invites you to the presentation of the 3rd
quarter results for 2023.

The results will be presented Friday October 20th at 10:00am CET at The Thief
(Landgangen 1, 0252 Oslo).

The presentation will also be webcasted to our homepages
(https://protectorforsikring.no/en/investor).

Questions may be directed to ir@protectorforsikring.no beforehand or throughout
the webcast.


REGISTRATION FOR PHYSICAL PRESENCE

If you would like to attend the result release presentation, we kindly ask that
you register via the following link within October 13th:
https://forms.office.com/e/CBYHtEEzvB



Oslo, October 6th 2023

Protector Forsikring ASA

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